It does not say 99% has been collected. It says 76-99%. Please don't worry about what other people are doing and just do what you feel you are able and willing to.
Fundable shows collections progress in 4 stages, not exact amount that has been received.
Wrong
Fundable shows collections progress in 4 stages, not exact amount that has been received.
See this FAQ for why they do that:
https://www.fundable.org/faq#fourstages
PS. Your second 2 pledges have been deleted.