Archie Mae has created the first post-Recession, residential mortgage program: The Bridge℠. With our shared appreciation mortgage program, Archie Mae is the MasterCard of the housing industry. We work to eliminate the obstacles brought by the Recession by providing Americans with the bridge to owning their dream home.

When it comes to seeking a mortgage, Americans today often find themselves in quite a bind. With the constant burdens of debt (credit cards as well as car and student loans), unaffordability of homeownership (upfront down payment and annual maintenance) and lack of financial literacy (beyond balancing checkbook), it is an extremely challenging task to acquire a mortgage.

For mortgage providers, the process is often equally challenging. Banks, the most common loan processors, don't have standardized approaches, and the solutions they offer are often risky for consumers and investors alike.

Archie Mae is a bridge enabling consumers to move from where they are today, to where their heart desires to be tomorrow.

Archie Mae’s residential mortgage program, The Bridge℠, revolutionizes the performance of mortgage financing. This program is a national model to mortgage finance reform and elements have been used in federal programs.  The program involves a traditional 75% loan-to-value, first mortgage with normal monthly payments, but the 25% loan-to-value, second mortgage, The Bridge℠, has no monthly payment and no accrued interest ever, where appreciation is used as a cost of money up to a 4% annual cap.  The lower payment can be used to invest, save, make a deferred purchase or pay down debt.

Increases homeowners’ ability to keep their home

Reduces risks faced by investors in the housing industry

Archie Mae’s consumer education mortgage program, Literacy To Legacy℠, recognizes the historical approach to only "getting a person into a home" but not keeping there is - flawed.  Literacy To Legacy is a monthly on-line education program where as opposed to sending a billing statement for the second mortgage component, the consumer will receive 1 hour video vignettes on-line - for the first 60 months of the program, that deal with money matters such as: Budgets, Investments, Diversification, Insurance and Wealth

The Bridge℠ is approved by the GA Department of Banking and Finance

During our pilot program, Archie Mae generated over 10,000 website hits in one week, and more than 1,000 applicants in 72 hours

We have partnerships and strategic alliances with
First American, ReMax and Bank of New York

Kelly Robinson, Chair & CEO, is the co-founder of Archie Mae. With 25 years of experience in commercial banking, international consulting, university teaching, and elected official governing, Kelly oversees Archie Mae’s strategy, partnership development and operations.

Rhenardo Worrell, Vice Chair & CPO, has 22 years of experience as an insurance industry analyst. He is responsible for Archie Mae’s product development and economic modeling.

Barton Johnson, a board member and original Chair, is a 35 year mortgage industry veteran who is currently CEO of LifeStages Finance, a reverse mortgage company and prior to that served as CEO of GE Capital Mortgage Bank as well as CFO of Mellon Bank. Johnson was the first outside advisor to the company and helped strenghen its initial business model and serves as the compensation and strategy advisory committees for Archie Mae, holding a MBA from Michigan State and BS from Univ. of Detroit.